Paying for Macbook in Monthly Payments

Discussion in 'Buying Tips and Advice' started by ItTakesII, Feb 16, 2008.

  1. ItTakesII macrumors member

    ItTakesII

    Joined:
    Feb 12, 2008
    Location:
    Miami, FL
    #1
    Is it possible to buy a Macbook and pay it over the course of some months? Like paying whatever you can every month until you've paid it off? If so, would you recommend this?

    I heard that soon, during the summer, their will be a special in which you get a $200 rebate for an iPod when you buy a Macbook. I doubt I will have the money before the summer as that is when I plan on making the most money. Recently I went and checked the price of the iTouch and it's only $299! This means that if they allow the rebate to be used on the iTouch that I could have a Macbook and an iTouch for only $100 more!

    I was thinking that I would buy the Macbook when this rebate comes out (if it does and I can use it on the iTouch) and then pay for it later.

    Thanks in advance!
     
  2. mad jew Moderator emeritus

    mad jew

    Joined:
    Apr 3, 2004
    Location:
    Adelaide, Australia
    #2
    You could probably get a loan from a bank or similar financial institution, but will generally have to pay back interest which will undoubtedly negate the rebate.
     
  3. Island Dog macrumors 6502a

    Island Dog

    Joined:
    Sep 11, 2005
    Location:
    St. Cloud, FL.
  4. techlover828 macrumors 68020

    techlover828

    Joined:
    Jun 28, 2007
    #4
    great idea! who doesn't like credit card debt?!:p
     
  5. ItTakesII thread starter macrumors member

    ItTakesII

    Joined:
    Feb 12, 2008
    Location:
    Miami, FL
    #5
    Then I am guessing this is a no. I'm 15. Don't have a bank account, and my Dad wouldn't let me use his for that ... oh well it was a nice idea. Guess I won't be getting an iTouch then :(
     
  6. instant hit macrumors member

    instant hit

    Joined:
    Jan 26, 2008
    #6
    why not ask a family member for a 0% interest "loan?" ;) whatever money you have is your down, and the rest is financed through the "loan."

    otherwise, ask your parents to co-sign a credit card with you; if you default (heaven forbid) the co-signee picks up the slack.

    i neither condone nor endorse any method you so choose; just helping you assess your options.
     
  7. emptyCup macrumors 65816

    emptyCup

    Joined:
    Jan 5, 2005
    #7
    Save for it. It is a good habit and by the time you can afford it there may be something better out. Best wishes.
     
  8. ItTakesII thread starter macrumors member

    ItTakesII

    Joined:
    Feb 12, 2008
    Location:
    Miami, FL
    #8
    That would be great, but I don't have any family members that would do that unfortunatly :-\ No rich relatives and those who have $800 to loan me, wouldn't do it so ...

    Thanks for trying to help though!

    emptyCup: Yeah that's what I am going to do. I mean I am going to save for it regardless ... I hope there is something better by September, which is when I plan on having the money to purchase the Macbook :)
     

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