Peer to Peer Apple Pay

[Julien]

Could Apple Pay be setup to do Peer to Peer payments? This would be a nice alternative to using Square or PayPal.

 

[TonyC28]

I was wondering this same thing, especially since so many people consider Pay to be an alternative to PayPal. The only time I ever use PayPal is to pay someone on eBay where traditional payment methods aren't typically used.

 

[sarcosis]

I was wondering this same thing, especially since so many people consider Pay to be an alternative to PayPal. The only time I ever use PayPal is to pay someone on eBay where traditional payment methods aren't typically used.

I don't think it's possible right now, but i wouldn't be surprised to see this happen in the future.

 

[doerrmann]

I don't think it's possible right now, but i wouldn't be surprised to see this happen in the future.

There are several reports of NFC in iPad Air 2 and iPad Mini 3 - that would allow those devices to be used as registers if the capability is built into the OS at some point.

 

[mnsportsgeek]

It only seems logical. It would make Apple Pay much more useful in the short term. I just hope they can get around the credit fees and just do a free money transfer.

 

[Seannyb]

There are several reports of NFC in iPad Air 2 and iPad Mini 3 - that would allow those devices to be used as registers if the capability is built into the OS at some point.

There is an update on the MR article stating that there is indeed an NFC chip on these devices but there is no NFC antenna allowing the devices to be used as a register. Looks like the chip is on there to safely store your CC info while using Apple Pay to pay for things in apps.

 

[0970373]

I mentioned this in another thread. it would be fantastic if they did this. I use PayPal but really hate to do so. I use Chase QuickPay or Citi PopMoney when I can. How great would it be if you could just tap another iPhone to transfer $ to them.

 

[TypeMRT]

I could definitely see how a company like Square could make their own NFC adapter that plugs into the headphone jack like the current mag stripe reader.

 

[GreenAustin]

I could definitely see how a company like Square could make their own NFC adapter that plugs into the headphone jack like the current mag stripe reader.

You could do Peer to Peer with Apple Pay (Square does P2P using Debit Cards after all), however the cost of the TXN in the interchange fees the banks would get would not make it profitable to do so without charging the consumer. Would you pay to Xfer �� like this? Say 4-5% of the amount?

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There are several reports of NFC in iPad Air 2 and iPad Mini 3 - that would allow those devices to be used as registers if the capability is built into the OS at some point.

Those are controllers; not Antenna so they can't transmit. I think not having the transmitter is a huge miss for Apple for the reason you stated above - Register. A $500 NFC Ready Register in an industry where $2500 is the starting point for an NFC POS. Easy way to open it up to small business...

 

[Menel]

Next year, ios9. And probably via a third party app like PayPal. Or the never really fully launched Chase/BoA/WellsFargo clearXchange person-to-person system.

 

[Julien]

Next year, ios9. And probably via a third party app like PayPal.....

Don't see Apple allowing PayPal NFC access after the underhanded stunt they pulled.

 

[ElectronGuru]

Peer to Peer Apple Pay

Those are controllers; not Antenna so they can't transmit. I think not having the transmitter is a huge miss for Apple for the reason you stated above - Register. A $500 NFC Ready Register in an industry where $2500 is the starting point for an NFC POS. Easy way to open it up to small business...

I was thinking the same. Then realized such a pos setup will need magnetic cc for quite some time. So it already needs a dongle for that. Perhaps a hybrid dongle, with both a cc reader and applePay antenna.

 

[Menel]

Don't see Apple allowing PayPal NFC access after the underhanded stunt they pulled.

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"Download the paypal app now..." Which doesnt function at all, and has been broken and disfunctional for at least 4 years with sign of intention of fixing it. LOOL