'Pennies' for Apple Watch Makes Budgeting Your Money Simple

[MrXiro]

Pennies app said I can't afford a $3 app.

 

[tongxinshe]

So because someone might have money to spend on something that isn't inexpensive, that means they shouldn't manage their money? And even beyond that, even if someone can spend money on more expensive things, does that mean they shouldn't look for good deals and just pay whatever instead of perhaps paying less when they can?

Comparatively, it takes you much less effort and time to save the same amount or more money by resisting the temptation of the unnecessary luxury items than finding all of the discounted prices on the cheap day-to-day necessities.

 

[C DM]

Comparatively, it takes you much less effort and time to save the same amount or more money by resisting the temptation of the unnecessary luxury items than finding all of the discounted prices on the cheap day-to-day necessities.

Why would these quality items be unnecessary because they cost money? Seems like a lot of logic is being bypassed in an attempt to make some point that doesn't really stand up.

 

[JediAlejandro]

Find this app extremely useful on iPhone, especially since they added the note function. When I saw it had a Apple Watch app I was very excited, as, like you mention, will save me taking phone in and out of pocket, especially when I'm paying for things in drive thrus or in busy lines.

Just need the watch to turn up now!

 

[BeamWalker]

If you have a budget of almost $84 on a single day, you probably don't need this app.

 

[coffeemadmanUK]

It's strange to know someone buys luxury items like smartphones and smartwatches, while at the same time tries to save pennies in this day-to-day life.

You got it the wrong way around.

I can buy luxury goods because I save my pennies in my day to day life.

 

[C DM]

If you have a budget of almost $84 on a single day, you probably don't need this app.

Why is that?

 

[iKen1]

Who lays out a numeric keyboard like that, so odd.

 

[Gav2k]

Hi Guys, I thought I'd pop my head up and say hi - I'm the sole designer & developer behind Pennies, it's great to get close to the community and understand what you all want and need out of the app.

I totally agree that features like 'Notes' were a long time coming. A lot of this was simply down to lack of sales to pay for development work. Pennies has had a new lease of life and I'm working almost full time now finessing and extending it to be the most simple, and powerful budgeting app for everyday people.

As a true indie dev, there is so much work to do it's hard to keep up with request for features, and also hard to remain true to the vision for Pennies - total simplicity. But, I am here, I'm working hard and I'm listening...

Thanks for all the support so far, and lets hope sales keep up so I can keep working on my baby!

Cheers

Emile

Hi Emile

Just a request. When setting up it asks for weekly bi weekly and month budget choice then week day. It would be great if you could pick this then select how long it is till your paid.

As an example I set your app up today (had it from a previous purchase) but it states 14 days till budget starts again. When in fact it starts in 7 days then bi weekly from there.

 

[FelicityW]

I struggle to reconcile the benefits of this app with my perception of the typical Apple Watch buyer

Then you lack imagination. Count me and my sons in for finding this VERY useful. Always interesting to me when people can only see the world through their eyes.

 

[vartanarsen]

If you use apple pay, will budget autonatically be deducted?

 

[Gasu E.]

I struggle to reconcile the benefits of this app with my perception of the typical Apple Watch buyer

In other words, the best way to balance your budget would have been to avoid buying the Apple Watch in the first place.

 

[C DM]

In other words, the best way to balance your budget would have been to avoid buying the Apple Watch in the first place.

Yeah...except that's not how it works.

 

[SusanK]

What about a college student or med student that gets one as a present from their parents?

Parents lack budgeting skills too.

 

[iConnected]

Always interesting to me when people can only see the world through their eyes.

I apologise.

No offence intended.

Flippancy clearly isn't well received in the forums. Lesson learned.

 

[Blakjack]

Agree. My budget monitoring is well entrenched in Mint. For me, it's the best money management app I've tried to date. Their Watch offering, however, is wrought with opportunity. Current experience feels very "Look, we're on Watch!" Lacks meaningful substance.

Mint is horrible

 

[Winter Charm]

As well as an iPhone? (required for the vast majority of Apple Watch functionality).

Perhaps so. But they still wouldn't be "typical" Apple Watch buyers.

Most people already own an iPhone.

 

[iConnected]

Most people already own an iPhone.

I'm sorry, but that isn't even close to being true. Maybe one day, but not yet.

 

[DerekAndonian]

I struggle to reconcile the benefits of this app with my perception of the typical Apple Watch buyer

I think it makes sense. After buying the Apple Watch, they're going to need this.

 

[postpc]

Hi Guys, I thought I'd pop my head up and say hi - I'm the sole designer & developer behind Pennies, it's great to get close to the community and understand what you all want and need out of the app.

I totally agree that features like 'Notes' were a long time coming. A lot of this was simply down to lack of sales to pay for development work. Pennies has had a new lease of life and I'm working almost full time now finessing and extending it to be the most simple, and powerful budgeting app for everyday people.

As a true indie dev, there is so much work to do it's hard to keep up with request for features, and also hard to remain true to the vision for Pennies - total simplicity. But, I am here, I'm working hard and I'm listening...

Thanks for all the support so far, and lets hope sales keep up so I can keep working on my baby!

Cheers

Emile

Hello Emile,
I like your app, nice user interface and its actually the first time I feel the watch might do something useful for me (Spotify remote is another app I'd love to see). Keep up the good work.
Sven

 

[DevNull0]

People who bought an Apple Watch version 1 either have so much money they have no need for a simple household budge app, or they are so bad with their personal finances that an app is not going to do them any good.

 

[Zxxv]

I thought people just budgeted in their minds.

round it up when buying something, i.e. it cost £18.50 say it cost £20

round it down when saving i.e. I have £20 means I only have £18

why?

both ways mean you save money.

Cant think of a simpler method.

oh and when you have £10 in the bank you have zero, get to £100 zero, get to £1000 zero. Thats your own over draft.

Did I miss anything?

 

[C DM]

People who bought an Apple Watch version 1 either have so much money they have no need for a simple household budge app, or they are so bad with their personal finances that an app is not going to do them any good.

The lack of logic there is rather baffling, although perhaps not as much as the idea that some people actually think that makes some sense.

 

[Judas1]

Best way to budget is to try to buy necessities at a discount, ie avoid buying at retail pricing, and to avoid buying things you don't need. No budgeting app is going to teach you common sense.

 

[C DM]

Best way to budget is to try to buy necessities at a discount, ie avoid buying at retail pricing, and to avoid buying things you don't need. No budgeting app is going to teach you common sense.

Budgeting isn't about simply saving as much as possible. It's about spending appropriately to cover what you need and want. People seem to be getting a few things mixed up.