I'm looking for a personal finance and budgeting iOS app. I have tried Mint Bills but this app focuses more on bills and not budgeting. I have tried Mint but I couldn't figure out how to setup an auto monthly budget. I've tried the free app Spending and it's good but I can't get the app to automatically put whatever is not spent on that month into a the saving's account category. So, at this point, I'm looking for an iOS app that will either auto link to my bank account and credit cards account...and so far Mint, Mint Bill, and Personal Capital do not have my bank link. So, as long as the app allow me to automatically put in a default monthly income, expense, and whatever amount is left by the end of the monthly goes into a saving's account. The savings account has the ability for cary over each month. If possible, I like an app that stores all my stuff on the device itself versus storing it on the cloud at some servers somewhere. Any suggestion is much appreciated.