Personal finance software recommendations

Discussion in 'Mac Apps and Mac App Store' started by whereswalden90, Oct 14, 2012.

  1. whereswalden90 macrumors newbie

    Joined:
    Oct 14, 2012
    #1
    I know there have been other threads like this, but I think I'm looking for something specific enough to warrant a new thread.

    I'm in the market for personal finance software. I used Mint.com for a while and demo'd Moneydance and iBank, but none of them have really done what I want them to. All of them seem a little full-featured to me (I don't have tons of investments and I'm not managing a small business or anything), and they lacked the flexibility in budgeting that I desire. My ideal software would have the following features:
    1. Bank direct connect: automatically connects with my bank and downloads transactions.
    2. Smart categorization: intelligently categorizes expenses based on history.
    3. iOS app (self explanatory)
    4. Tags-based budgeting: this one will take a little more explaining.

    The way I manage my budget categorizes expenses based on function more than source. For example, I might have a category for small discretionary expenses. At the end of the month, I want to be able to see how much of that was spent on coffee or movies or etc, but I want all of those things to occupy a similar space in my budget. In other words, I want my budget to be grouped by tags, but to maintain categories for analysis.

    Anybody know of any software that meets that profile?
     
  2. whereswalden90 thread starter macrumors newbie

    Joined:
    Oct 14, 2012
    #2
    Wow, 475 views and no responses. Does anybody know of anything that's at least vaguely similar?
     
  3. RixMac macrumors newbie

    Joined:
    Aug 22, 2011
    #3
    try this...

    mint.com app is solid. links to all your accounts and has bank level encryption.
     
  4. laetusviator macrumors member

    laetusviator

    Joined:
    May 31, 2012
    #4
    There is SEE Finance, which hasn't been mentioned, but I don't think it has everything you want.

    It's going to be tough to find something that meets all those requirements, unfortunately. :(

    I'd love to find a finance app like that too...
     
  5. whereswalden90 thread starter macrumors newbie

    Joined:
    Oct 14, 2012
    #5
    Honestly, I'm most concerned about being able to budget by tag rather than category. I'd even be happy if there was some sort of hack solution where I could budget by memo or something else, basically anything that wasn't dependent on category.
     

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