Yeah, that "not as described" excuse is a guaranteed return even if the item is exactly as described. 6 months window to file that is just asinine.
I agree with that. eBay is all in this for themselves as 6 month return window is stupid as stupid gets.
Unfortunately, they made that change to be in line with the 6-month window for credit card chargebacks, as eBay/PayPal don't like to be left holding the bag. That's why I won't hesitate to beat eBay/PayPal at their own game by allowing my account to go in the red in the case of a buyer's fraud, easily done by not linking my checking account to PayPal and spending the money as soon as I get it (I apparently have good enough seller feedback for the funds to be released immediately). They may try to threaten, but I seriously doubt they'll sic collections on me as I'll file a counterclaim for buyer's fraud and dispute the debt as invalid. PayPal isn't a bank or a creditor so they don't have any real power to do damage.