That sucks big time. In reality, you have little or no chance of recovering it.
You do need to take a look at your insurance though. A $2200 deductible is ridiculous unless you are only seeking protection for major things. Homeowners insurance is cheap. I had to obtain an insurance license a while back and realized I was way underinsured. I doubled my protection, added full replacement value and changed my deductible from $250 to $500 and it only cost an additional $93 a year.
You do need to take a look at your insurance though. A $2200 deductible is ridiculous unless you are only seeking protection for major things. Homeowners insurance is cheap. I had to obtain an insurance license a while back and realized I was way underinsured. I doubled my protection, added full replacement value and changed my deductible from $250 to $500 and it only cost an additional $93 a year.