i remember the big freak out over shipping addresses for the iphone 5 release. i bought into the panic and didn't change my delivery address. however my home address and the credit card i used at that time were NOT the same. rather than take the chance of delaying my phone, i just stayed home from work. i wonder if perhaps this is an issue for people ordering from their carrier?
i can't imagine apple picks and chooses what you can and can't have shipped to an address other than the credit card address. i've ordered iMacs, macbook pros, iPad mini, apple tv, etc and had all of that delivered to my work address so that i can sign for them. i've never had an issue.
so this year i will just either put in the address at the time, if it allows, as it does with all other apple orders, or call once the order is placed.