Pre Order Funds

[SexyBeast]

So here's the deal. I have a military bank that only accepts deposits through the mail. I found out yesterday that my account has approximately $311 in it which is short of the total cost of a 32GB iPhone 4 with tax. I have a lot of money in cash on me along with a lot of checks that I need to deposit which again, I have to do through the mail. However, those deposits won't get into my account before the 15th, but will be there in plenty of time before the 24th. My question is that when you pre order, does Apple do a temporary hold of the entire amount or does it just do like a $1 hold and then charge the full amount when the item ships? I hope I was clear enough. Thanks.

 

[CJayC]

Why don't you ask Apple support about this?

 

[army91c]

Because it's so much easier to come onto a forum and post all your closest personal information. Hook me up with an account number and I'll deposit your money for you!

 

[SexyBeast]

Why do people have to be such jack asses? It's easier to ask in a forum then to call techincal support. Most likely someone else has ran into the same issue.

 

[John T]

It's easier to ask in a forum then to call techincal support.

Really?

 

[Arcanezxz]

Why don't you have Direct Deposit? How does that even work, with having to move every 3 years or so, and hoping they don't screw up your pay? Why make life so difficult? Ahhhgggg!!!

 

[SexyBeast]

5 replies and no one has even attempted to help answer the question. Thanks anyway.

 

[christyn]

Yes they put a temp hold on the 15th for the entire amount, thus the cash will need to be in the account then.

 

[ajsnow6234]

So here's the deal. I have a military bank that only accepts deposits through the mail. I found out yesterday that my account has approximately $311 in it which is short of the total cost of a 32GB iPhone 4 with tax. I have a lot of money in cash on me along with a lot of checks that I need to deposit which again, I have to do through the mail. However, those deposits won't get into my account before the 15th, but will be there in plenty of time before the 24th. My question is that when you pre order, does Apple do a temporary hold of the entire amount or does it just do like a $1 hold and then charge the full amount when the item ships? I hope I was clear enough. Thanks.

For future reference...USAA will accept check deposits via email as well. You just need to meet certain requirements.

 

[CJayC]

5 replies and no one has even attempted to help answer the question. Thanks anyway.

But that's okay because it was an easy experience, right?

 

[fishkorp]

Wirelessly posted (Mozilla/5.0 (iPhone; U; CPU iPhone OS 3_1_3 like Mac OS X; en-us) AppleWebKit/528.18 (KHTML, like Gecko) Version/4.0 Mobile/7E18 Safari/528.16)

I think it depends on the bank. My iPad pre-order had no hold put on funds at all, just the $1 authorization to make sure the card was valid. Two friends, however, had a hold for the full amount placed on their account for a few days. All if us had different banks. I've never had the full amount held on Apple purchases with my bank.

 

[amann76]

that military bank that you speak of has this cool iphone app where you can take a pic of the checks and have them deposited into your account.

 

[Guy Mancuso]

Just a thought can you go to a Apple store and buy a gift card for the full amount and use that instead. Not sure if this works but a quick way to get funds into some account right away. I would check with Apple and see if you can purchase with a gift card . I believe you can.

I agree someone should have given you some reasonable answer than questioning you.