Okay, so I got my eligibility back up to current (thank god) after returning the galaxy SII. So now my current concern is how do preorders work with debit cards. Do I need to have the full amount of the phone on my card? Are they really going to hold 260 dollars? Or will they just put a small charge to see that it is there, and then I can pay fully when I pick the phone up in store. I dont have the full phone amount on my debit card right now, so im a bit worried.