So the title kind of says it all. My 4s completely died today (of course holding out for 5s at this point), and I told the Apple Genius I wanted to pay $199 for a replacement/refurb 4s. He looked for one in stock and said a 64gb 4s (the one I was replacing) would not be in for over a week. I told him I knew that the newer iteration is basically weeks away, but I need a phone, regardless, so was in a predicament (no landline or other phone at home). He told me to get the 5 and return it within the 30 day return period, and if I had to do it twice in order to get the new phone to go for it. He said there are no questions asked and he really didn't feel like it would be a problem. He also said that upon return you regain your upgrade eligibility through AT&T. Now I'm home and realizing that even if the new iphone came out tomorrow I would not have my eligibility to buy it with the day it rolled out as I have this one here in my hands. Any advice or help would be very much appreciated. Thank you.