Hello all, I'm currently at the end of my contract on my 5C and looking to upgrade around Christmas. I'm in a family plan with two brothers on Next and my parents have dumb phones. I'm still under the "old", contract. Now I have a couple questions. I'm almost positive that my "line service" charge will increase to $35/$40 on my plan if I choose to sign a contract and buy the phone at a subsidized price. I will have to call AT&T to confirm. If that's the case, I plan on getting the 6S on Next. I still have to run the numbers. But, I have the option to buy a year old iPhone 6 for $200. This would allow me to have cheaper line access and the subsidized price. So, do you guys think this would be worth it to kind of "place hold" until the 7 comes out? Is the 6s that much better than the 6 that would warrant the large difference in monthly payments? The phone is from Verizon (will be unlocked), but are they all universal now? I thought I remember them saying you can use any phone? Thanks in advance for any thoughts. This forum has been very helpful.