I would like to know how the process of purchasing an iPhone 6 through AT&T Next on Apple's website works? If I am reading correctly, I would pay 12 installments of $37.45 (64GB version) for 12 months, then I can upgrade and that balance is wiped off and a new one starts? My mom did AT&T Next for her iPhone 6 but did it through AT&T.com (premier) and had no problems. I just would rather not go through them as I hear Apple.com is so much better at getting iPhones out. I even read that if there is a problem with the iPhone 6, Apple.com is so much better at getting a replacement than AT&T is. So I would like to know if there are any raw backs to purchasing an iPhone 6 64GB version via AT&T Next on Apple.com? What's it like?