Carrier Purchasing T-Mobile phone for family member

Discussion in 'iPhone' started by Batman89, Oct 16, 2014.

  1. Batman89 macrumors 6502

    Jul 7, 2010
    One of my family member's has a contract with T-Mobile, so his minutes/texts and data usage are paid for, but he's got a crappy (no offense) old Android phone and I want to purchase an iPhone 6 as a gift.

    I'm a Verizon customer so I'm clueless as to how T-Mobile operates. I'd like to purchase the phone off contract for him (should make things easier), how does T-Mobile's payment system work?

    I know there's a "no money down" option, but can I voluntarily put down around $200 for the device and go from there? Would that lower the monthly payments on the device? Obviously with his plan taken care of by his company, I would only be responsible for monthly payments on the device itself, until it is fully paid off, correct?

    And if I am able to put down $200 on the device itself, or maybe even $300, what would the monthly payments be?
  2. jamaggic macrumors member

    Feb 12, 2009
    SC, thank God

    got to the T-mobile web page,,, there are various co-pays depending on what size ip6 you want, i.e., 16G, 64G, or 128G
  3. rui no onna, Oct 16, 2014
    Last edited: Oct 16, 2014

    rui no onna macrumors 603

    rui no onna

    Oct 25, 2013
    Apple offers $0-down 0% APR financing options on their online store - Barclay and PayPal Credit (formerly Bill Me Later). I'd go that route instead of T-Mobile financing.
  4. CEmajr macrumors 601

    Dec 18, 2012
    Charlotte, NC
    You'll have to go to a T-Mobile store (with the person who has the account), to get the phone.

    For the iPhone 6 it's:
    $0 down, $27.08/mo for 24 months 16GB
    $99 down, $27.08/mo for 24 months 64GB
    $199 down, $27.08/mo for 24 months 128GB

    If you want to put down more than the required amount then just subtract the amount you put down from the full retail price and divide the remaining balance by 24 to calculate what the monthly payments would be.

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