I was wondering how this insurance was in comparison to lets say Apple Care Plus. I know Apple Care Plus doesn't cover loss or theft. Asurion on an iPhone 6 Plus is like $6.99/month and it would be $199 for a replacement if the screen was busted. Apple Care Plus is $99 (one time) and $50 deductible for busted screen. I'm not sure the Asurion is that great of a deal, especially if I'm not prone to losing my phones. What do you guys think?