Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.

scathefire

macrumors newbie
Original poster
I've been seeing a ton of conflicting information on this, so I'm hoping someone can help. I'm currently an IUP member, and have been financing my iPhone 7+ through the program. After the Equifax breach I froze my credit with all agencies. Since upgrading your phone results in a soft pull, do I need to still unfreeze the account?

Also, I went through the "preapproval" through Apple's official store app, and didn't hit any snags even with the credit still frozen. Does this mean I'm good to go, or does the credit pull come later?

Thanks for any help!
 
Mine said “pending” and stating that someone would call me to confirm that I authorized the pre-approval process. We received a call from Citizens and now it show pre-approved.
 
Here’s what it looks like once I received the call and the one I haven’t received the call for yet.
12b887137ad26de05ad66871ca9df423.jpg
 
Why take a chance? Unfreeze it on the 26th and after you confirm your order, freeze it again. The short time it's not frozen, you can monitor your credit reports via myfico.com.
 
Register on MacRumors! This sidebar will go away, and you'll see fewer ads.