I hate reoccurring bills, so I tend to purchase my toys up front for full price. But I don't have the funds to pay for everything right up front this month since I booked a cruise a few weeks back. Does the IUP program allow me to pay for several months up front? My thinking is, I'd like to join the IUP program. Get the iPhone 7+ 128. Then make a 498.96 dollar payment on day one, then next month make another 498.96 dollar payment in the next month. Can I do this?