Been selling on Ebay since 2000. I have never had a problem or claim against me in 12 years and I have mailed to just about everywhere in the world and just about every type of item, including some worth several thousand. I just follow some simple rules I have set for myself and never waiver from them. If you cover all your bases when listing & selling on Ebay you will be alright. As long as you send your package with a tracking number and delivery confirmation it will protect you as the seller against claims of non-receipt. Plus add proper insurance to package in case of loss or damage. Shipping cost is charged to customer anyways. I would also state in auction that there are no returns accepted to protect myself from any switching of parts or computer and then customer complaining they did not get what was described. As for spending the money right away, I would wait for 45 days. Anything can happen during delivery. Package can be lost or damaged. But if proper insurance is put on then you are covered. But claims process takes a while. As well your customer has 45 days to put in a claim with Paypal if there is a problem in your auction description. If you are in a hurry for the money, try to sell locally. But as I stated, Ebay is safe as long as you cover your butt and not in a hurry for your money. Plus remember the selling fees are hefty on Ebay 9% and Paypal 3%. Approximate but non the less expensive. The one thing about Ebay is the amount of traffic it receives which will generally get you item sold if priced appropriately. Good luck with whatever you decide.