Question regarding debit card puchase of iphone 4 at att retail store

[sleepness]

Hey guys,

So, apparently, I've found out that att retail representatives were not supposed to let you pay for an iphone with a debit card. However, I guess mine slipped through, and the charge went through successfully (it is a debit card that can also be ran as credit). After hearing about this, I contacted the ATT store, and they instructed me that my best bet would be to cancel my order and reorder using a credit card in the store, since it will more than likely be cancelled and not shipped. I ordered on 7/3 and it is still on backorder. Is that good advice, or should I just hold on?

 

[GDVI]

They suggest this because the transaction will charge the card twice (normal for everyone). The double charge is returned to you but you will be left without those funds for X amount of time.

 

[Goaliegeek]

Don't think it really matters. I mean, you have enough funds anyway right? I have a debit/credit card and I can purchase things without a hitch online and I used it to buy my iPhone 4 at the ATT store. They keypad just asked, do you want to run it as debit or credit? I always choose credit.

 

[sleepness]

Yeah, I have the funds, that's not the issue. They told me that the reason they don't use debit cards is because they can only "hold" the funds on your card for 5 days, then it drops off. Which did happen to me, the charge is no longer pending and I don't have any holds on my card, which is why I'm wondering if I should just listen to them. My order doesn't show as cancelled or anything though.

 

[GDVI]

The double charge will show when it's shipped.