State Farm is providing me with insurance for my Iphone 3Gs 32gb. However, they can only insure $499 since that is what the invoice says. But lets say i lose or break it tomorrow...at&t is going to charge me $699 for a new iphone 32gb, correct? The state farm agent said that i need an invoice or a printout that my phones unsubsidized value is $699. I spoke to at&t customer service and they were completely clueless. First they said that there is no $699 price and then i asked them what would happen if i were to lose the phone and they said i cant get wouldnt be able to get another one at the 499 price cause thats only for early upgrades...any suggestions on what i should do??