I have had a 2010 MBP since March 2010 and it has since then become comprised by anyone and everyone that lives in my household. The files are all over the place and there are things I did not download on there and its quite irritating. I now am wanting to buy a 15 inch rMBP for the extra screen size and speed. I won't be running many CPU intensive tasks. Mostly going to be used for schooling and typing papers. Alongside that maybe some browsing and powerpoint presentations for work. I am leaning towards 16gb of vram since it is not user upgradeable. Now I'm just not sure about the processor. Should I upgrade it or not? Also what kind of discount is offered with the educational discount through apple? And I will also probably be financing it. Does anyone have any input on financing through apple and how it works?