Has anyone had any experience yet requesting a refund for their purchase of Quicken Essentials for Mac? I'm considering purchasing it to try it out. My requirements are very limited: 1) Only need it for checking 2) Need to categorize transactions (and create/delete categories) 3) Need to do basic reports by category and by payee, both monthly and YTD From what I've read, most of the complaints are that QEM is stripped down and very lacking on the investment side. That won't be a problem for me. Everything else says that the interface is very nice. That does matter to me. I'm currently using MoneyDance and I like it, but it's kind of buggy. The developer seems responsive, but I'd like to move to QEM if it's polished and I can do the type of reporting I require. So, if I buy it and don't like it - do you think I'll have any problem getting a refund?