The Samsung NVME Phönix controller APFS problem might be solved with Sequoia but i cannot confirm and the 990 is maybe not affected because of a different Controller and at least the Samsung NVME used with PCIe Card and Raid where showing up again in MacPro 7,1 after Sequoia update.
So there is hope
HFS+ is working anyway.
There are some people out there using Samsung NVME with APFS as external non boot drive and running not into Problems, maybe because there is not so much change going on.
I would use HFS+ on a Samsung NVME with Phönix Controller as External Data Storage not because it is more reliable but to avoid Trim Problems.
My TM Backup is also formatted in APFS.
Then there is still the Heat and Power drain Problem.
I do not have that with WD.
For me the most interesting part to get a fast Enclosure was to use it as a Boot Drive because Backups are incremental and fast enough with 10Gbit USB 3.2.
To use a drive as Boot drive it has to be Thunderbolt 3/4/5.
I could get the Acasis TBU405Air for just 50 Bucks incl. Shipping and Tax.
The 2x WD SN770 2TB i had bought while they where 90 Bucks.
So i am prepared for the MacMini M4 in base config, and can have a 16GB/2TB Config for 699 + 140.
That was until a short while ago the Cost for a TB3/4 Case alone.
The only Samsung NVME´s i have, are sleeping in a drawer and pulled from Base Configs of my Laptops (HP and Lenovo) they were replaced with WD NVME as well.
I never had one failing btw. and for all of my SSD´s i was buying Crucial MX500 or had Intel in my old HP8300.
They are also all running till Today if used. The same with the WD NVME´s in my Tecky Teen Daughters NASA Heater´s.
The only failures i had were with HD´s from Samsung while at this time Samsung Ram for Mac was the Golden Standard or Decades ago with Seagate HD´s.
Btw. i have got Temps 10 degree colder (32vs42) when the Drive is conected to the TB hub or used as Boot Drive.
When having the Drive connected direct to my MBA M2 and not using it as Boot drive i could see a permanent draw of 4W.