my iphone was stolen 2 days ago on the subway, and i only had it for about 6 weeks. i called my credit card company, and they said they could cover it since it was purchased less than 90 days ago. so there's hope, and im sure it's going to take a while. besides, they still need to investigate. as long as i haven't got my money back, i consider this as not a happy ending yet. right now, i dont feel like paying the same amount for the whole same thing again. but i really want an iphone. now im considering to buy a refurbished one. do you think it's a good idea? how does it work? i looked at the apple store, but there isnt any available right now. can i just walk in to at&t and buy one? or should i go online? but i dont want to get any at&t contract though (im using tmobile). is it possible to purchase iphone just by itself from at&t? need suggestion please.