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It won't be long before most retailers accept Apple Pay. Google Pay will start trickling out, people will upgrade their iPhones, and boom! widespread adoption.
 
Apple pay is neat, but paying with cash or plastic isn't a pain point and is a very efficient process.

I agree with this. There have been a number of times I've swiped my debit card before I even thought of AP as an option. There are lot of transactions where PIN isn't required, so the time of pulling out a wallet or pulling out a phone are a wash.

The biggest plus to AP is the data protection. But customers don't feel that pain point. We've become numb to the endless data breaches. And if your card is compromised, the actual liability most people experience is very limited.
 
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I don't understand how executives at so many companies can be so short sighted. They are literally paid millions of dollars to be able to steer a company in the direction of the market. Let's be honest - this is the direction it is heading. I think the biggest turning point will be digital driver's licenses though (also things like car insurance, car registration, insurance cards, etc but a lot of these are already accepted places). Delaware and Iowa are both going forward with the digital driver's license thing already (google it). The big revolution will be not having to carry a wallet. At this point people still need their wallets so adding a credit card to it is pretty insignificant. When people can leave their house with no wallet (and eventually no car keys) that is when the general public will catch on and buy into this. I just hope that retailers catch on early enough so we aren't waiting for them to leave the house without a wallet. The future is filled with exciting times.

You'd be surprised how many people are doing a job or have gotten a job that they don't deserve. Fact of life, you can see the same pattern over and over in all aspects of life. If I had a nickel for every time I spot one of these BS talk or a BS colleague, I would be rich.
 
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I check with every transaction I make. I almost had my fiancé let me pay for lunch at Subway just so I could use Apple Pay because she doesn't use a bank that supports it.

The more often we use it the more it sends that info to the retailers. I think Apple needs to take the time to advertise how simple and fast Apple Pay is. The speed and purchase logging on the phone is the selling point to people.
 
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The McDonalds by my house I noticed says you can do Apple Pay in the drive thru, but there is no equipment outside to do it so you'd basically have to ask them to provide you with the equipment to do it...or hand over your credit card like everything else.

The equipment is on a long lead over here, (Long enough to reach the far side of the vehicle) they just hand you the reader, whether for contactless or PIN. Works fine.
 
Anywhere that has the Contactless Payment logo on their POS or chip and pin machines. There is no such thing as being Apple Pay only, as long as it supports NFC contactless payment it will work.

Contactless_Symbol_Ventra_Blue.png
Actually, it also depends on whether they have the right software. At my local liquor store, I get a DONE signal on my phone but the transaction stays in processing and doesn't go through. I've emailed the manager and they say they are working on it. I think they need an upgrade to their software.
 
The equipment is on a long lead over here, (Long enough to reach the far side of the vehicle) they just hand you the reader, whether for contactless or PIN. Works fine.
I don't doubt that it works fine, I'm just saying that for an introvert like myself, they've made it more difficult to use than a credit card.
 
B.S. What exactly would constitute 'customers requesting Apple Pay' in the minds of these folks? Me asking the part-time clerk when they're going to get Apple Pay? I'm sure the folks whom Reuters contacted for this article spend loads of time asking sales staff what customers ask for o_O
 
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It's a niche service. Few have an interest in it. I know I don't worry about supporting Apple Pay right now. It's not worthwhile.

It's a "niche service" that the rest of the world uses every day. Apple Pay is just NFC (with tokens), everyone else has moved on to the speed and convenience of it. Additionally, Apple Pay, and other tokenized methods, would protect customers in events like the Target data breach, or the Home Depot data breach, or any other of the many, many customer data breaches.
 
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Also, another survey concluded:

Merchants are wising up to mobile payments with 34 percent, 25 percent, and 23 percent of respondents saying they would accept Apple Pay, Android Pay, or Samsung Pay respectively, by the end of the year.

I wonder who Reuters talked to exactly because there seems to be a lot of confusion as to what exactly supporting one of the NFC payment technologies entails.
 
I'd love to see a contrast on those companies that are either hesitant of or flat out refuse to support Apple pay and whether they're involved with or planning to support Current C...
 
Id like to see a widget here on macrumors for an unofficial vote for each retail company. Convenience at checkout is a must and this is nothing new for any company. Shorter lines and less wait will provide customers with a better experienced. Why would they resist a faster checkout process? Macrumors let's use this opportunity to vote for some retailers.
 
People still eat that slop....and drive through no less...? LMAO!!!!

I agree that none of the retail staff and stores are set up to use ApplePay and they make it awkward when it doesn't have to be. CVS is actually set up to handle ApplePay because they do self checkout.

They are so used to taking cash and taking credit information. Cash is subject to theft and cards are subject to theft and fraud. I think banks should make retailers partially liable for the cost of any fraud related to credit cards now... that'll speed up the NFC adoption rates....or insurance companies should raise rates for those who don't have NFC enabled terminals because it means that security isn't an issue for them.

Retailers are trying to blame consumer adoption but they haven't adopted it. How can the consumer?
A little off topic but assuming you do like the taste, when you buy McD’s you know exactly what you’re getting. This is part of their recipe for success.
 
I'd love to see a cross reference on how many of the polled merchants that are reluctant or outright refuse to support Apple Pay are planning to support or are actively working to promote Current C...
 
So instead retailers can cite "Insufficient demand—oh, except for this one guy" as their biggest reason for lacking Pay. :p

Is that your excuse for not voting in elections too? It's sad some people don't understand that a large group of people is comprised of many individual people making their voices heard.
 
Is that your excuse for not voting in elections too? It's sad some people don't understand that a large group of people is comprised of many individual people making their voices heard.

I agree and I think this is a great opportunity for macrumors to create a widget for each retailer and we can all vote.
 
Hmm...yet every time I use Pay either the store clerk or the person behind me in line asks me about it. Just a few weeks ago at Subway the cashier was like "did you just pay with your phone? That's so cool!"

Same here. A few people using it in front of other people who don't know about it spreads the word and will encourage its adoption.
 
I agree with this. There have been a number of times I've swiped my debit card before I even thought of AP as an option. There are lot of transactions where PIN isn't required, so the time of pulling out a wallet or pulling out a phone are a wash.

The biggest plus to AP is the data protection. But customers don't feel that pain point. We've become numb to the endless data breaches. And if your card is compromised, the actual liability most people experience is very limited.
And what happens when the bank makes consumers liable for their fraud with their accounts or makes the recovery process so onerous that you will wish you had been more secure with your information? That used to be the case. Now banks just order insurance to mitigate the loses.
 
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Chicken/egg scenario. If retailers don't offer it, people won't use it. If people don't ask for it, retailers won't offer it.

I don't yet own a NFC capable phone (iPhone 6), so I don't ask retailers for ApplePay. When I finally get a compatible device, you bet I'll start requesting retailers support it. Slow uptake is partially due to Apple's slow adoption of NFC. As more iDevices support it, more people will want to use it.
 
Not surprising since only people with two specific smartphones can use Apple Pay. Apple should have been silently putting in NFC chips in iPhones since the iPhone 5. That way when Apple Pay launched, the large percentage of iPhone users could use Apple Pay. Google out-did Apple in this regard, because now if Android Pay gains traction, pretty much every recent Android phone will be able to use it.

Yeah, but they have to be okay with all their financial transaction data being stored on Google servers. No thanks!
 
Is that your excuse for not voting in elections too? It's sad some people don't understand that a large group of people is comprised of many individual people making their voices heard.

So I went to Home Depot yesterday. They had NFC terminals, but they didn't accept my Apple Pay. When I asked the women working she said it was "hit or miss" if Apple Pay worked. She encouraged me to take the survey and point out how frustrated I was that they didn't take it. So I did.

Will anything come of it? Probably not.
Is it more likely than if I didn't take the survey? Yes.
 
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