It has to be paid. Nobody would ever spend that much time on a wallet UNLESS the wallet WAS the phone, the credit card, etc. A piece of leather doesn't require this much of an in-depth look.
The Pad & Quill articles are the worst, they are always so glowingly positive that you almost think Pad & Quill wrote them.
It wouldn't be so bad if it wasn't painfully obvious to everyone that these products are terribly designed & way overpriced, but the reviews are always positive.
The FTC has guidelines on how to properly provide disclosures for products reviews, if anyone is interested: https://www.ftc.gov/tips-advice/bus...tcs-endorsement-guides-what-people-are-asking