I don't get how they circumvent the SMS 2FA.
1st they need working phone number
2nd they can not use the number twice
3rd how can a bot go to check the sms read the code and come back to enter it in the 2FA form
hCaptcha not Google's
I gave this a quick thought, and figured out that the only thing computers can tell is feelings not information. So ask it about a feeling, put a picture of a sad boy and give option of 5 emotions and tell them what emotion is this?
but then again, they will just harvest all the images online and connect the correct "emotion" to each picture and the bot will be able to solve it again.
I wonder if descriptive questions could be answered like "What was the most popular band in the 60s" or "What is India is famous for" ... Now I remember that Google Assistant bot that could reserve hotel rooms for you , and I guess there is no way out of this.
I saw a captcha service ones do this, take an item from a different perspective like take a picture of a motorcycle from the read wheel upwards, and ask "What is this?"