I was thinking about going through Sam's Club to get the next iPhone. Has anyone ever done this? have any info on past releases of how soon the iPhone is available there? or should it be available the same as in the Apple Store and/or carrier stores? The reason I was thinking about going through Sam's is that the Square Trade insurance plan (here) seems excellent. $99 for two years with a $65 deductible. And it includes water damage and repairing a cracked screen.