I definitely don't want to buy a used, cheap machine to "test it out first", that's not my style.
Buy from the Apple refurbished store. You will save money, get a one year warranty and 14 day return window. That minimizes your commitment.
I have been on Windows since version 3.0. I am currently running W11 on two machines, my desktop and a Surface Laptop, both really good machines.
I purchased a MacBook Air M2 to learn the Mac ecosystem. I am heavily invested in the Apple ecosystem with iPhone, watch, iPad, Apple TV, and now a MacBook Air M2 (16 gig, 1 TB). I like the integration between the devices.
My biggest challenge was the navigation, copy, paste use different key combinations. Navigating between running apps is different. Clicking on the red dot in the upper left of a window does not really close the app. Finding files is different. Copying from one folder to another is different using drag and drop. Scrolling is different and the setting needs to be changed to make it match Windows. The trackpad is different in clicking and scrolling. There is a learning curve. None of the differences are insurmountable.
The M2 Air is an amazing machine. I now travel with the machine rather than my Surface laptop as the battery life is much better. I do have Parallels to run Windows and a couple of Windows apps.
Quicken is one even though there is Quicken for the Mac. Quicken is so much different I don't want to make the change. Quicken for Windows files can be imported into Quicken for Mac, but not the other direction.
Using Lightroom and importing 1,500 files. I select the files to delete and remove them. On my W11 machine (fast, fast, fast) it takes a couple of minutes to delete 1,300 files. On the M2 Air the same delete takes a couple of seconds.
I have MSOffice on the MAC. Works the same as Windows. I use MS Outlook for email which in my opinion works better than Apple email. There is nothing I did on Windows I cannot do on the Mac. Only difference is navigation and witching between the two systems is not difficult.
In my opinion, worth $0.00, go for it. Get a M2 Air from the refurbish store. 16 Gig, 512 or better SSD. It is really a remarkable machine.