I agree with other posts that it's understandable, given their generous upgrade policies, that they are finding a need to up the income stream in order to keep their product current and secure. I think they're proposed fee is a bit on the high side, but they do need to have a steady income. However, this forcing everyone to the cloud is BS. I'm less concerned about security of Agile's cloud solution (not unconcerned, just less than others who have posted), I am concerned about access. How often do we see cloud services go off-line, and how often do we find ourselves, for whatever reason, unable to get to the Internet? Passwords are important, and I want mine accessible at any time. Bottom line to Agile is go ahead and come up with a way to maintain an income stream but (1) keep the greed motive down, and (2) keep local vaults as they are.