I laid out the reasoning for you just a few posts above. Conveniently, you have neither acknowledged nor refuted my post.
Oh, I understand it quite well. But frankly, how the tech works is irrelevant.
It doesn’t matter if the search is done using hash-matching algorithms, bloodhounds, or black magic. A search is a search. And a search should only be conducted on my personal device if there is a warrant.
Innocent citizens, who are not suspected of committing a crime, should not be subjected to mass surveillance. The technical implementations of the search/surveillance do not matter.
This is all the more frustrating, because I really don't care if Apple searches my photos. I don't have anything to hide, so I'd be happy to consent to a search in iCloud, in exchange for accessing the iCloud services. However, I must object to this implementation of on-device scanning in principle. Once surveillance technology is built into our personal devices, the devices are no longer personal.
And no, using the "moments" feature is not the same thing. I consent to using that image analysis, and it is done for my benefit. It is not a surveillance feature that phones home to report on citizens of criminal behavior.