QuarterSwede said that if it is too high, they will go elsewhere, but if it is put across the board that if you have an accident then all companies reset your insurance as it were, then they will just need to deal with it. If there was a bit more at risk when you crash other than premiums going up by a small amount and instead go up by a massive amount, people may pay a bit more attention to their driving and be a bit more careful.
I just feel that in regards to younger drivers, and more on the topic, the gender division, that if women are wanting equality across the board, then gender shouldn't come into it. With car insurance the thins that come into it should be age, location, car, occupation, years experience etc. etc. The whole blanket stereotype of all young males should be punished for a small amount of idiots is a bit unfair imo. I'm 24, will be 25 in Nov which will put me into the "adult" group of insurance and my premiums will fall, I have never had a crash, and I am being punished for the actions of some idiots in their Corsas with loud exhausts etc.
Statistics may say that women are the safer drivers, but there are some idiot women drivers just like males, albeit not as many as statistics may show, but if we are all to be totally, 100% equal, then there should be no discrimination at all. I am also a believer that the women only shortlists and the plans for mandatory numbers of women in certain jobs is also discriminatory and feel that companies may take on women who are lesser qualified just to fill quotas, but there are no doubt companies who would rather employ a male in a position for a number of reasons. If there is to be total equality, then it has to be across the board, and take the good with the bad. This, unfortunately for females, is one of the bad points of equality.
I just feel that in regards to younger drivers, and more on the topic, the gender division, that if women are wanting equality across the board, then gender shouldn't come into it. With car insurance the thins that come into it should be age, location, car, occupation, years experience etc. etc. The whole blanket stereotype of all young males should be punished for a small amount of idiots is a bit unfair imo. I'm 24, will be 25 in Nov which will put me into the "adult" group of insurance and my premiums will fall, I have never had a crash, and I am being punished for the actions of some idiots in their Corsas with loud exhausts etc.
Statistics may say that women are the safer drivers, but there are some idiot women drivers just like males, albeit not as many as statistics may show, but if we are all to be totally, 100% equal, then there should be no discrimination at all. I am also a believer that the women only shortlists and the plans for mandatory numbers of women in certain jobs is also discriminatory and feel that companies may take on women who are lesser qualified just to fill quotas, but there are no doubt companies who would rather employ a male in a position for a number of reasons. If there is to be total equality, then it has to be across the board, and take the good with the bad. This, unfortunately for females, is one of the bad points of equality.