Philip Elmer Dewitt ponders the question on his site. http://fortune.com/2016/02/01/apple-monthification-recurring-payments/?xid=yahoo_fortune I would sign up for something like that in a heartbeat. Especially if they offered one AppleCare package for everything. I'd pay Apple between $95-$100/mo. And if Wall Street is looking for more revenue predictability this would be one way of starting to achieve that. It wouldn't work for everyone of course but I'm hoping the iPhone upgrade program means it's something Apple is at leas thinking about.