This isn't strictly true. Swap becomes an issue when you have contention. That is, swapping is continuous. This is a frequent cause of websites "crashing". The cause is usually contention between the webserver and a database; but it might also include an email sever and other services. Nothing has really crashed, it's just that each service demands memory and none can get enough time to complete its action before being swapped out.
On a personal machine, you rarely (never?) swap services/apps at anything like the rate you do on a server, so swap can go unnoticed – and, as you say, it becomes less and less of an issue over time as backing store retrieval rates decrease.
8Gb is a lot of memory for anything but specialised tasks (or crappy apps with memory leaks or overzealous memory allocation). For a general purpose machine, it is ample. If you experience contention on the MBA, then I believe it's the wrong choice of machine, because your requirements demand more CPU power (as well as memory).
As said above: it's all down to your requirements. Surprise! I don't agree with the "future-proofing" arguments, because none of us can see into the future. And, as in all aspects of life, if your requirements change, then so might the tools to support them.