I hear the soilid state drives are rugged, somewhat lighter and have no moving parts. Also super fast. But I hear they can wear out easily. Take alot of power. And when they fail all is lost

So what should I do?
superfast (in terms of laptops, yes, they still have a while to improve to replace HDDs in desktops, since for the price of a 128GB ssd you can get 3 or 4 1TB hdd and put them in raid

)
light, I heard someone once saying thay are SUPER light and the 2.5" HDD feels like a brick compared to the SSD, to tell you the thruth i can hardly notice the difference in weight while they are out of the MBP, and when they are inside they cannot be differenciated.
About the power: thats partly true, the thing is that while when working SSD do uses less power than HDD, however when iddleing, HDD spin down and basically are (almost) off, while sdd are always working ON. So if you do a lot of iddleing then HDD saves more power.
Wear out easily: manufacturers claims are very bold related to realibility: supposedly if you rewrite 50GB in a a 128GB SSD daily (hardly no-one does, you can erase data, but remember it just dissapears, data is still there until you overwrite it or zero the drive) it should last ~30 years (most HDD will die way before that because of their mechanic nature.)
For me, the very most important single plus (well besides speed) SSD have, is the silence, since I installed mine, my laptop is super silent, in fact I get annoyed when my external HDD spin up (once in a while, I presume due to some system process) and I often unmount them (one of the externals HDD was the stock hitachi, which is particularly loud) also though i did not expect the computer to run cooler due to sdd (I assumed the heat contribution of the HDD was minimal compared to the GPU/CPU etc and it is far enough from GPU/CPU) just about 2-3ºC (hardly an improvement) yet it seams that its run just below some threshold and unless I do really intensive stuff in my computer my fans will not go over 2k RPM (the minimun) making my laptop almost as silent as a 5pounds brick of aluminum.
I wont lie to you, its not an easy choice, yet if the money is available you should get one (you should start with a cheap one, even if its not one of the best, while the really good ones get cheaper) and just get one big enough to keep your system + indispensable files (the ones you cannot live without) and ~10GB free space (and the rest of your data you keep it in external HDD, which is a great idea, even better if you have several computers since you can move stuff very fast with external HDDs.