This is a pretty simple question that I just can't find the answer to, so I figured someone on here probably knows it. I am looking to open a Roth IRA, but I already filed my taxes for 2011. I meant to do this in 2011 but just never got around to it. So since I already filed my taxes for 2011 and don't want to have to amend them, should I wait until after taxes are due to open a roth IRA or can I open it anytime and have it apply to 2012? I am planning on just opening it and maxing it out for the year right away. Is this somehow a bad idea? Thank you!