I have a Nikon D3100, even at shutter speed of 1/200, it feels like the shutter is set at 1/8. I takes shots like it was set at 1/200 but the shutter seems slow and very loud.
I suspect that a lot of the sound is due to moving the mirror up and down. The D3100 can only take images at 3fps. It is only when you get into shutter times of more than 3/10 sec that the time to take the image is longer than the 'mechanics' of the camera taking the picture. Or look at it another way if you take picutres at 1/1000 and 1/10 the camera still can only take three per second.
I'm guessing you are hearing the mirror flip not the shutter. Also be advised the way the shutter works is it doesn't fully open when you get above (I believe 1/200th) but it just opens a slit. This is why when you force the camera to go above a certain shutter speed and use a flash you get these black bars, those are the shutter curtains.
I hope that made sense. I know what I'm trying to say but I've been up for about 36 hours so it may not have come out right.