also when looking at screen shots of cpu usage:
when it says 70 % it means 70% of 1 cpu
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You're making a fool of yourself.
Nobody said that computation alone was causing the disk to be slow. We noticed that his computer seems to be busy doing something, based on CPU usage. That "something" might also be disk-intensive.
It's also extremely possible that whatever the kernel task is doing, it's hogging a lock necessary for file system or disk access. So even if CPU usage and disk usage seem to be relatively low, disk performance could still be ruined depending on what kernel task is doing.
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I have around 6-7 gb of free space
It is very hard for me to switch from google chrome to something else since all my data, history, logins and passwords are stored over there.
But I do not think it is the chrome that makes all of these problems
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You don't have to switch all your stuff to Safari to rule out Chrome as the problem.
Just quit Chrome, open some favorite tabs in Safari, and see if performance is still terrible.