Hello All, Been quite a while. I've been running with a cracked 5 for sometime now, and it's about time that I upgrade. I'm on a mobile family sharing plan at AT&T where I believe I'm paying $15/mo since my old 2-yr contract has long since been paid off. This leads me to a few questions: 1) Am I paying $15 w/ the supposed $15 discount? Or is it simply $15 because of the family share plan? 2) I was told by an AT&T rep that I would be paying in the $42-$52 range if I were to upgrade via AT&T NEXT. I'm guessing this is because I'd be getting the magical $15/mo discount, right? 3) In this specific instance, would it be more wise to choose the new Apple installment plan (I'm assuming my bill would remain $15 at AT&T?) or go the route of the AT&T NEXT Plan (obviously this is dependent on the above question answers)? Thanks for the help, guys. Really appreciate it, want to be as best prepared for tomorrow morning as conceivably possible.