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This is interesting but Apple’s lack of NFC support on the iPad is a huge miss here. Most retailers use iPads as registers, so in effect they are still locked into using a third party device like Square‘s NFC Reader.

The second piece is for transactions over $100/$200, chip and pin (USA chip and sign) is still going to be a factor that this can’t replace.
It’s bigger incentive for Apple to begin rolling out NFC on iPads though. And for more casual sellers who depend on their iPhone to handle transactions (i.e. small street shops, merch sellers for a small band, etc.) it’s going to be a huge boon when it does roll out.

I can’t speak for the rest of the world though I do believe with Apple Pay it’s mostly the case, but at least in most Australian retailers I’ve been to, transactions over $100 over Apple Pay will either simply authorise because the iPhone is considered trusted, or will require a PIN with no inserting a chip card required.
 
Sure, if you don't have cash. But if you're going to be someone who uses cash, you're also going to have it in your wallet or pocket at all times when you're out. And if you have it in your wallet or pockets with you're out, it's far easier to just pull it out and hand it over to someone than it is to mess around, tapping phones like it's freakin' E.T.

Another classic example of a solution to a problem that never existed.
I don't get it. You start by pointing out exactly for whom this is a problem, then go on to claim the problem you pointed out doesn't exist. Many people don't carry cash, and the ones I know who do don't ever have exact change.
 
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Cool, but didn't they talk about this feature when ApplePay/Wallet was originally announced... how many years ago? ¯\_(ツ)_/¯
 
This is interesting but Apple’s lack of NFC support on the iPad is a huge miss here. Most retailers use iPads as registers, so in effect they are still locked into using a third party device like Square‘s NFC Reader.

The second piece is for transactions over $100/$200, chip and pin (USA chip and sign) is still going to be a factor that this can’t replace.
USA has no tap limit, so that point is moot here.
 
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