No need to be a dick about it. Yes we have had chip cards for a while now, and RFID cards for the last little while. Paying with a device is just an extension of that. If i can pay with a phone or a watch, that's an improvement over using a delicate plastic card. Plus it's more secure since the real card number is not used. I am not sure what your exact problem is.
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'Square Cash' Introduces Apple Watch App For Easy Money Transfers on the Wrist
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I have a friend who would drive 20 miles and wait a long line to fill the gas from Costco to save about $2 (or about 10 gallons at 20 cents savings). I suspect richmondhill is one such person.
Please speak for yourself. I'm Canadian and cannot wait for Apple Pay to make its way north.
Also, can you refrain from noting yourself as Canadian in the future? You're making us look quite ignorant and negative.
You must live in a tiny universe. In mine, "Jake" and "Jacobina" are 3000 and 4500 miles away.
Walk by daily??????? Are you actually one of those people who believes everyone else has exactly the same life as you? Everything you write makes it seem more so, so please keep digging.
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Guys, American's live in a 20th century electronic payments world (and a weird world where you DRIVE to a bank) - from an outsider perspective it's like watching George Bush Sr. see a supermarket scanner for the first time. Let's face it: the Apple Watch is a dud; it's ugly, no teenager I know wants to be seen dead with it, and if few people south of 25 years old bother with a watch to tell time, they won't find it compelling to make payments from their wrist. Unless, of course, you've already bought one of these iPods-hotmelted-to-a-strap and need to justify it.
I appreciate some people find a use (on their phone) for a money transfer app, but putting it on a watch is just a solution looking for a problem, as is the watch itself. If were Square I'd do it to...because I have to....but c'mon, the other 7 billion people in the world have had touch/chip credit & payment cards for a decade, and still settle simple personal transactions with stuff that doesn't need batteries.
Sure, you're settling payments with them...how often? We've had wire transfers for decades. Umm...my universe is quite bigger than yours.
I AM everyone else. It's the 300 million Americans, 4% of the world's population, that live in the dark ages. You're still celebrating whenever a new retailer adopts Apple Pay.Walk by daily??????? Are you actually one of those people who believes everyone else has exactly the same life as you? Everything you write makes it seem more so, so please keep digging.
Actually this IS the only discussion. And, unlike you, I've avoided personal derogatory remarks.
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Where to begin. First off - Yes, I have to drive to the bank, because its not like there is an ATM at every street corner, especially in highly residential areas. How is driving to the bank the same as Bush Sr. not knowing what a checkout scanner is? Thats not even remotely the same. He didn't know what a scanner was, because he sent people to the store for him. Me driving myself to the bank, because I can't walk to one is so far off its not even comparing apples to oranges, more like apples to chocolate. Not even related.
Second - Just because YOU don't like the Apple watch means nothing. You can rag on it all you want. I thoroughly enjoy my Apple watch, and for your information I am under the age of 25, my girlfriend as well. You keep repeating logical fallacies. Just because something is not for YOU, doesn't mean the entire world thinks the same way you do. More logical fallacies, just because no teenager YOU know wants one, doesn't mean every single teenager around the world shares that view. Stop talking for others. I must seen 3-4 dozen Apple watches a day on customers at the restaurant I work at. Some are teens, some are adults, and even some are seniors. So clearly your 'observation' is incorrect.
Third - No, the other 7 billion people in the world have not had touch/chip cards for decades. It is popular in Europe, but that is just a fraction of the 7 billion population. As of 2009, only 18% of the world had the ability to used chipped credit cards.
Truth hurts. I know, it's tough.
Not odd. You're right. Got this feed "personal payments from your wrist!!!" Ugh....
Points all taken. I grant you 3.5 billion people have trouble finding daily food and water. Still, 18%..since 2009. The U.S.in 2015? Hey! Glad you like the watch. Really! Apple Store iWatch displays here though could use some love. They're lonely.
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The US has had chips before 2015, it just was not required by law. We are now seeing an influx in chip cards because it is now required by law starting October 2015. Instead of the banks and credit unions being held accountable for hacks and fraud, it will now fall on the merchant, so that is why everything is now being transferred over to chip cards. I got my first chip card in 2012, but couldn't use it because merchants didn't want to spend the money to upgrade their card readers. Now they have no choice.
Okay, good point! And yes it's cool being able to do it from your wrist. Did this breakthrough app merit a headline on MacRumours blog?Actually really helpful. I use square pretty regularly to send $$ from my US accounts to Canada. My Canadian bank has a virtual US portion w/ US fund debit card, but no physical branches in the U.S. With Square I can literally transfer funds to a different bank in a different country for free. And I can do it from my wrist. Pretty cool
Yeah! Okay, you did make me laugh. Remember this if Trump wins though.
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There isn't a chance in hell Trump will become President. Its all fun and games now, once we are in the actual election process early next year, his show will be over.
Anyway, not the point of the thread.
Point is, I believe this app just makes things more convenient for those that lead a busy life. Again, if I didn't have Chase quick pay, I would be using this app. Its a lot easier to click a few buttons on my wrist than to take my phone out. Am I spoiled by convenience, yes, but it is what it is, and it works for me.
I've lived in Portugal and the UK, where wire transfers are a lot more common then the U.S., and still Square Cash is a lot more convenient. Most bank sites are clunky and slow and a lot have ridiculous security policies either when logging in or when transferring money that just make everything more complicated than it needs to be.
If you have roommates you might be settling payments fairly often (groceries, bills, etc.) and ATMs aren't always convenient. When I lived in the UK the closest ATM charged a ridiculous fee and in Portugal my closest ATM would often run out of smaller bills (10s and 20s).
I don't see how transferring money to people is pathetic... This is a great app. It is on par with PayPal and Google Pay... I would love to read why you think this is "pathetic"... If it is solely because of the watch integration... Then that is silly. Then you must have that opinion for every app on the watch, in which case you should just say so. This app is more useful than some of the preinstalled software on the watch.
Hey, if people want to buy an Apple Watch for themselves, using THEIR money, I don't see what you or I or anyone else for that matter has the right to ridicule them or belittle their purchase. You're not happy with the Apple Watch and this App, I GET it as I'm sure most of the other guys on this thread do. No need to be rude to just get your point across. It doesn't work.
On a more personal note, all the Canadians I've met are some of the most polite people I've come across (polite to a fault almost). I guess I didn't come across ALL the different types.
Cheers !