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Square today publicly launched support for Tap to Pay on iPhone to sellers across the U.S., enabling small merchants and independent retailers to use their iPhone as a payment terminal.

Apple-Tap-to-Pay-iPhone.jpeg

Tap to Pay on iPhone allows sellers to accept contactless payments directly using an iPhone, with no additional hardware or dongles required. The public launch follows Square's Early Access Program for Tap to Pay on iPhone that began in June.

The feature is available in the Square Point of Sale app for iOS on the iPhone XS or newer. Sellers simply need to open the app, ring up the sale, and present their iPhone to the buyer, who can then tap a contactless payment method such as Apple Pay on the top of the iPhone. Square shared several case studies highlighting how sellers are taking advantage of Tap to Pay on iPhone.

Apple announced Tap to Pay on iPhone back in February. Beyond Square, Apple is working with several partners on Tap to Pay on iPhone, including Stripe, GoDaddy, and Chase. Apple began testing the feature at the Apple Park Visitor Center in May and has since rolled it out to Apple retail stores.

Article Link: Square Officially Launches Support for Tap to Pay on iPhone
 

MrMacintoshIII

macrumors 6502a
Oct 11, 2019
571
939
Does it work with a contactless chip card? Or just Apple Pay?
Per the wording of the article, it should work with any stored debit or credit card in your Apple Wallet, not necessarily just Apple Pay. AND it seems it should also work with any physical cards too that any normal store will take.
 
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paradox00

macrumors 65816
Sep 29, 2009
1,409
826
Square’s official documentation says iPhone 11 or newer, not XS. If the XS does work though, the article should clarify if the XR is supported, considering it was released at the same time. US only, so I can’t test it in Canada.
 

squirrelist

macrumors regular
Jun 27, 2006
144
150
San Francisco, CA
Just FYI - the setup workflow doesn't seem very polished (on Apple's end). I enabled it in the Square app and then every time I tapped the button in Square to take Apple Pay, it looked like it started to load and then it would spring back. Then I saw the welcome email in my inbox. The email didn't say you have to do anything, but once I clicked the link to "Go to Apple Business Register", I was presented with terms to agree to. Then the Square app worked as expected.
 

squirrelist

macrumors regular
Jun 27, 2006
144
150
San Francisco, CA
Potential Venmo killer?

Now you can just Tap to Pay when splitting a restaurant bill or paying your room mate your share of the rent.
If you want to give 2.6% of the transaction to the banks, sure. But this feature isn't meant for individuals. It's intended for businesses. It just removes the need to carry around a separate tap card reader.
 

AppleFan1998

macrumors regular
Nov 4, 2010
205
189
USA
This is nice, recently used the tap to verify feature with a bank. Placing your physical card on the phone to verify your identity before logging into your account.
 
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840quadra

Moderator
Staff member
Feb 1, 2005
9,256
5,968
Twin Cities Minnesota
Now that they are nearly done with their new HQ in Saint Louis, it is nice to see they are starting to do product improvements.

Their Bluetooth connected NFC / chip reader puck has been unreliable (at best) and due for replacement for quite a while. That said, if you are using an iPad (still without NFC AFIK) you will be stuck with that accessory.

Hopefully the next “Pro” iPad will include NFC to support this feature in square and other similar competitors.
 

paradox00

macrumors 65816
Sep 29, 2009
1,409
826
If you want to give 2.6% of the transaction to the banks, sure. But this feature isn't meant for individuals. It's intended for businesses. It just removes the need to carry around a separate tap card reader.

Partially removes the need. Not everyone has tap to pay enabled. It’s a good fallback if you don’t have your card reader with you, but it doesn’t replace it.
 
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MikeDr206

macrumors 6502
Oct 9, 2021
422
262
While this is cool, it ultimately is not something merchants can use as their only option. A good backup if their separate tap pad is not functioning.

the reason why is that there is a good chunk of Americans in particular who don’t know how to tap their credit cards, and expect to “dip”. and not all cards have tap capability.

we do most of our produce shopping at farmers markets in the Seattle area, and I’d say maybe 25% of the people use their phone for tapping, and the rest always dip their cards.

when we were in Italy, I tried tapping my Amex card, but held the wrong end at the terminal. The cashier asked, “American?” And then proceeded to take the card from me and do a dip instead.
 

Havoc035

macrumors 6502
Apr 9, 2021
299
621
I'm wondering what cut Apple takes on this. That's probably confidential though.
 
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ponzicoinbro

Suspended
Aug 5, 2021
1,081
2,085
Don’t use this.

Do not put more money in Jack Dorsey’s pockets.

He has caused enough damage already to so many people.

He and Zuck need to just faaaaade away.
 

ponzicoinbro

Suspended
Aug 5, 2021
1,081
2,085
This is incredible, honestly. I can only imagine how this will transform small business. It is also a step forward for contactless payment in all the forms that it may take in the years to come, via iPhone bumping.

Businesses already have tap to pay.

The whole point of phone to phone is to buy dope.
 
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mason.smith1975

macrumors member
Jun 2, 2012
77
45
If you want to give 2.6% of the transaction to the banks, sure. But this feature isn't meant for individuals. It's intended for businesses. It just removes the need to carry around a separate tap card reader.
And then you'll have to pay income tax on the amounts received from these transactions too right?
 
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