Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.
Square has a good App and service over all but they still have some basic things they need to take care of before it is a great App. The tip situation is a mess, they have acknowledged it but still no fix. The temp auth 40% more then the transaction to cover possible tips. They also don't allow you to put in an exact amount for the tip.

This problem's a big mess to fix, but we're working on it.
 
I am confused as to how one obtains Card Case functionality/app. According to the website:

So it's my understanding that Card Case is a separate app that can only be downloaded through a text message? The app does not show up on a search from the app store.

I find the process rather clumsy since the app has a directory functionality to help you find Square merchants.

Nope -- card case is built into 2.0. However to activate it, you need to visit a merchant with card case support enabled. Right now this is limited to 50 pilot merchants in SF, LA, NYC, Washington DC, and St. Louis but any merchant can sign up: http://squareup.com/cardcase
 
2.75% fee seems unrealistic in Apple's world. I wonder how they get around Apple's 30% cut.

I am not a lawyer but Apple's legalese as I read it casts a very wide net around in-app purchases, subscriptions, and virtual currencies without any exceptions for third-party payments. If the item being purchased is recurring or funding a declining balance account for the Square client then it would fall under Apple's definition of a subscription or virtual currency.

And, if Square has a loophole then Rhapsody and others should just have a pay-with-Square button in their apps.

Outside app store commerce is not subject to Apple's in-app purchasing rules, and that's Square's entire purpose.
 
Square is great for yard sales or minor artists, but the daily transfer limit to your bank is $1000. That renders it completely useless for most decent sized businesses or prominent artists. We could do an event that takes in 50k or a good artist could sell a painting that costs at least that. You'd never be able to get your money out. Not to mention the hacking problems that Square has faced with the insecure scanner. I am waiting for one of the big merchant providers to come up with something genuine for business and not holding my breath for Square.

The $1k limit is only for keyed in transactions, not swipes.

Also, there are no "hacking problems" with Square. Please point to the in-the-wild easy examples of how to actually hack Square or the reader.
 
Yet another security risk we will hear about.

I honestly can't believe people use Debit cards like they do, one card with access straight into your bank account and its not like the bank is going to care because its not their loss.
 
The $1k limit is only for keyed in transactions, not swipes.

Also, there are no "hacking problems" with Square. Please point to the in-the-wild easy examples of how to actually hack Square or the reader.

Its not popular enough to even be a target yet but if it does take off I'm sure there will be plenty of holes to be discovered.

Anything that uses RF signals or any wireless technology is a serious security risk.
 
Its not popular enough to even be a target yet but if it does take off I'm sure there will be plenty of holes to be discovered.

Anything that uses RF signals or any wireless technology is a serious security risk.

does it use wireless technology? i thought it used the magnetic strip plus te headphones in jack...

plus credit cards are always easy to hack, so this is not really something mind boggling
 
I still think the paysaber is a better solution. If you want a barcode scanner along with the option to print receipts or use digital receipts, and you value secure encryption, it's the way to go.
 
Square seems to be a hit with the food cart operators here in Portland... but I still haven't seen any that accept American Express. I assumed this was because AMEX is known for charging a higher merchant fee... but it seems like Square charges a flat rate for all card types. Why no love for AMEX?
 
I honestly can't believe people use Debit cards like they do, one card with access straight into your bank account and its not like the bank is going to care because its not their loss.

Really? The one time I had my card # stolen, they refunded everything as soon as I reported it. I worry more about routing and checking account numbers. Anyone handling checks can steal them.
 
Square seems to be a hit with the food cart operators here in Portland... but I still haven't seen any that accept American Express. I assumed this was because AMEX is known for charging a higher merchant fee... but it seems like Square charges a flat rate for all card types. Why no love for AMEX?

b/c upper class AMEX card carriers don't eat at food carts of course!
 
Maybe I'm old-fashioned, but that sounds much more inconvenient than simply handing over cash or credit card. And since it still involves a 3rd party having control over my payment data, I'm not sure if it's any more secure than CC usage, either.

Maybe, maybe not. It would be a real time-saver if I could pay (and even place my order) while waiting in line for the till. I'd just have to give them a nod and grab my coffee. I sure would've appreciated having a system like that in my days working at a coffee shop.
 
You think that they would invest in a smart card reader too? In europe the majority of (if not all) credit and debit cards have smart chips in them and all retail stores use smart readers rather than swipe readers.

There is pressure to move to smart chip and NFC chip cards as soon as possible too.

Maybe Square just want to hit up the US market and have no interest in going global.
 
The $1k limit is only for keyed in transactions, not swipes.

Also, there are no "hacking problems" with Square. Please point to the in-the-wild easy examples of how to actually hack Square or the reader.

I see the data processing is PCI DSS compliant (presumably located in your datacentres, not in the iOS app itself). So... is the iOS software itself PCI DSS compliant? Does it need to be? Do people need to lock down their iPhones/iPads/iPod Touches?

Do we need to firewall it as per PCI DSS requirements? The website mentions Squares networks are strictly segregated but makes no note of the network the iPad/etc... is connected on.

What about filling out SAQ annually? Still required? Annual vulnerability testing, pen testing, wifi scanning still required?
 
Square seems to be a hit with the food cart operators here in Portland... but I still haven't seen any that accept American Express. I assumed this was because AMEX is known for charging a higher merchant fee... but it seems like Square charges a flat rate for all card types. Why no love for AMEX?

Square supports AMEX and charges the same 2.75% rate.
 
I see the data processing is PCI DSS compliant (presumably located in your datacentres, not in the iOS app itself). So... is the iOS software itself PCI DSS compliant? Does it need to be? Do people need to lock down their iPhones/iPads/iPod Touches?

Do we need to firewall it as per PCI DSS requirements? The website mentions Squares networks are strictly segregated but makes no note of the network the iPad/etc... is connected on.

What about filling out SAQ annually? Still required? Annual vulnerability testing, pen testing, wifi scanning still required?

We never store card data on the device, we transmit all data through industry standard SSL, and we're PCI certified every year.
 
Nope -- card case is built into 2.0. However to activate it, you need to visit a merchant with card case support enabled.
It doesn't make much sense to hide Card Case feature this way. Square should make it easier for customers to explore and find Card Case merchants (which appears to be an existing feature inaccessible until user adds at least one tab), and not require them to visit a website to peruse select launch merchants.

Both the company website and press junkets specify Card Case as an app, only adding to confusion.
 
As a mobile DJ company, I'm going to have one of these at my booth for when the drunk guy wants "Freebird" or "Sweet Home Alabama". I can say, swipe your card please.
 
Are you for real? iPad for everything:eek:

That is like we all drive the same car, live in the same type house, you ever heard of 1984?

The iPad has its merits, but it has reached its peak!

Let's move on, lot of Android tabs hitting the market, they blow away the iPad just with their stock FREE apps!

I think that everyone should have an iPhone, iPod, iPad, iMac, MBP, MBA, Mac Pro, Mini Mac, and Apple TV. I envision the day when Apple will be the only company in the world and supply us with everything we need. Who better to take responsibility for the human race than Steve? Apple users are superior, so everyone should switch to Apple and all other companies would go out of business. Image the profits Apple will make then? We're talking TRILLIONS of dollars a year. Can you imagine how great our lives will be then? We're talking paradise and then some.
 
I've been watching Square with some interest. It's a shame it doesn't have Chip and PIN so that it could be used in Canada.
 
We never store card data on the device, we transmit all data through industry standard SSL, and we're PCI certified every year.

But does the device (iPad, etc...) have access to the card data during the processing section? i.e. What encrypts it - the reader or the iPad?
 
Register on MacRumors! This sidebar will go away, and you'll see fewer ads.