I was thinking of getting ST on my Mini. I was looking at the ST site and when I selected iPad mini there was no other selection for 16,32 or 64. They said coverage limit was $529. I then looked at the ipad 4 and the coverage limit at $829. Price for all the above is the same at Reg $129 and sale price is $99 with no ded. So if I bought a 16 mini for $329, I would pay the same for the insurance as the ipad 4 with 64gb LTE model that would cost $829. I just checked and applecare+ pricing is the same for all ipads. $99 with $49 ded. Why would anyone pay $99 for either warranty on a 16gb ipad mini? Its almost 30% of the item cost before tax. I do of course have Apple care on both imacs. Would not go without on the SSD model due to overall cost.