Square Trade: What is stopping me from...

Discussion in 'iPhone' started by Petey-ed, Jun 23, 2010.

  1. Petey-ed macrumors 6502

    Joined:
    May 17, 2009
    #1
    ...only having one insurance plan for my iPhone and my wife's iPhone if we have the EXACT same phone? If we ever have damage, then we just fix the one, and then get insurance for the other? Square Trade doesn't ask for a serial number on the phone or anything.
     
  2. Petey-ed thread starter macrumors 6502

    Joined:
    May 17, 2009
  3. rdowns macrumors Penryn

    rdowns

    Joined:
    Jul 11, 2003
  4. iPhone Addict macrumors 6502

    Joined:
    Jun 18, 2009
    Location:
    San Francisco, CA
    #4
    I believe they ask for proof of the receipt at the time you make your claim. Does the receipt have any unique information on it regarding the device?
     
  5. ScubaCinci macrumors 65816

    ScubaCinci

    Joined:
    Jul 11, 2008
    Location:
    Cincinnati OH
    #5
    Re-read the OP:rolleyes:
     
  6. ScubaCinci macrumors 65816

    ScubaCinci

    Joined:
    Jul 11, 2008
    Location:
    Cincinnati OH
    #6
    Sounds do-able to me. You are paying for a protection plan and since you didn't specify which phone was to be covered, there is no obligation to tie it to one phone.
     
  7. yg17 macrumors G5

    yg17

    Joined:
    Aug 1, 2004
    Location:
    St. Louis, MO
  8. Petey-ed thread starter macrumors 6502

    Joined:
    May 17, 2009
    #8
    They didn't ask for a Serial number, and all they really have is when I purchased it, but really I'm only committed to one phone or the other when it breaks. INTERESTING.........

    I imagine once I make a claim though, then I'm locked into that particular phone.
     
  9. Jkazmeyer macrumors regular

    Joined:
    May 2, 2010
    Location:
    Madison TN
    #9
    Squaretrade definitely asks for your reciept, before you make a claim. I have their insurance for my iPad.it's cheap enough, if you are even slightly worried about breaking your new toy, I'd go for it. When I bought my insurance, they immediately sent me a coupon code for 50% off my next policy, so I'd recommend buying it for your wife, getting the coupon for the discount, & then getting yours. They give you up to 90 days if I'm not mistaken, from your purchase date. It seems they have the most affordable insurance out there, with pretty decent coverage.
     
  10. jtara macrumors 65816

    Joined:
    Mar 23, 2009
    #10
    Think Square Trade trolls online forums for public admissions of fraud?
     
  11. Petey-ed thread starter macrumors 6502

    Joined:
    May 17, 2009
    #11
    I don't know? You think they could put two and two together?
     
  12. Petey-ed thread starter macrumors 6502

    Joined:
    May 17, 2009
    #12
    WHEN you make a claim though.
     
  13. Petey-ed thread starter macrumors 6502

    Joined:
    May 17, 2009
    #13
    So, do we see any flaw in my logic? I didn't get 50% off, I just got 20% off on my next purchase....
     
  14. scaredpoet macrumors 604

    scaredpoet

    Joined:
    Apr 6, 2007
    #14
    Actually, you probably COULD get away with it because you would in fact be only covering one iPhone. And by that, I mean the MOMENT you file a claim for a broken/damaged iPhone, they WILL then know the serial number and what's left of your insurance/warranty will then forever be tied to that specific iPhone.

    - If your other iPhone breaks, they will notice the serial number mismatch if you try to make a claim on it, and it will not be covered.

    - If the iPhone gets completely replaced, then the warranty/insurance has been fulfilled and you no longer have ANY coverage on ANY phone.

    Is it fraud? Technically, yes. But even though they aren't asking for a serial number now, Squaretrade's claim processes assure that you cannot double-dip.
     

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