I'm very confused on something. The big "Get a Warranty" button on the Squaretrade website is quoting me a 3 year warranty for $249.99. Does this include ADH? If I go through the "AppleCare Alternative" page on squaretrade, it is quoting me a 3 year warranty with ADH for $399.99! Are you kidding me? Should I still buy my Macbook Pro even though I don't have the money to purchase ADH? I'm always very very careful with my electronics. I'm O.C.D when it comes to their safety and care. Should I just get the Squaretrade warranty without ADH? There is no way I can afford another $400 dollars on top of my $2200+ purchase. But I will DEFINITELY be purchasing the accidental coverage for my iPhone 4. $99 bucks for two years + $50 deductible = $150 vs paying $300+ for a replacement. Seems like it would pay for itself after one use.