Waiting to pull the trigger on 2011 or 2012 new iMac. I was going to blow off the ssd, but the more i read, the better it sounds. Here are my questions. This is a separate internal hard drive, right? And when your iMac ships, the OS is already loaded on it by default, right? So, when you are downloading various other programs, where do you download them--ssd or hard drive? That is what i do not understand. How do you determine what goes on your ssd and what goes on your hard drive. What about the photo library of over 30,000 pictures? What about hours of home video? What about documents? What about mircrosoft office for mac? Please advice...could use some advice.