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BMac702

macrumors regular
Original poster
Jun 9, 2009
168
0
Due to recent major changes in my family life, I am going to be on my own very soon. That means that I am going to be without my iPhone (family plan) until I can afford one myself which should be in about a month or two, just not at launch:(. My question is tho that I am 20 years old and, so far, have no credit. I have managed a bank account with a debit card for years but have not established credit for myself yet. Will I get rejected trying to start a new 2-Year iPhone Plan by Apple/AT&T for having no credit or do they just reject those with bad credit?
 
They actually like people with bad credit and despise those with none. LOL.

In all seriousness, both the bad credit people and you go in the same boat. You put down a deposit, and begin service.
 
They actually like people with bad credit and despise those with none. LOL.

In all seriousness, both the bad credit people and you go in the same boat. You put down a deposit, and begin service.

Oh i see, i did not know that. Do you know how much the deposit would be or usually is?
 
Oh i see, i did not know that. Do you know how much the deposit would be or usually is?

I have no idea. I am sure it can be found on ATT.com

Yes, here it is...

Please note that the information provided may be used for an industry-standard credit check. By submitting this form, you authorize the credit check in accordance with the terms outlined in the Credit Check Terms. Depending on your credit information, a deposit may be required to activate your service. If a deposit is required, you will be able to make your payment at the store when picking up your phone.

I see googling "AT&T deposit" also gets me the answer: "anywhere from $50-$1000"
 
Take it from me. I recently tried to get and iPhone and I too have no credit.

You'll probably fall into the same category I did: $500 deposit.
 

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Take it from me. I recently tried to get and iPhone and I too have no credit.

You'll probably fall into the same category I did: $500 deposit.

$500? Crap lol, now is that $500 that goes towards my total plan or get deducted from my total plan and stuff or just $500 on top of whatever I would pay for the phone + a 2-year contract cuz I have no credit?

Sorry if these are stupid questions
 
$500? Crap lol, now is that $500 that goes towards my total plan or get deducted from my total plan and stuff or just $500 on top of whatever I would pay for the phone + a 2-year contract?

Sorry if these are stupid questions

When I got my first phone with Sprint in 2002, I had to pay a $250 deposit. After a year of on-time payments, they credited the deposit to my account and I didn't have to pay another bill for 6 months! But when I moved to AT&T in 2006, I had sufficient credit so I didn't have a need for a deposit. But I would suspect the same is true.
 
When I got my first phone with Sprint in 2002, I had to pay a $250 deposit. After a year of on-time payments, they credited the deposit to my account and I didn't have to pay another bill for 6 months! But when I moved to AT&T in 2006, I had sufficient credit so I didn't have a need for a deposit. But I would suspect the same is true.

Cool, thanks:)
 
I'm 20, never been late on a variety of accounts and a good credit to debt ratio. I was able to get 2 lines w/ no deposit :D
 
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