Due to recent major changes in my family life, I am going to be on my own very soon. That means that I am going to be without my iPhone (family plan) until I can afford one myself which should be in about a month or two, just not at launch. My question is tho that I am 20 years old and, so far, have no credit. I have managed a bank account with a debit card for years but have not established credit for myself yet. Will I get rejected trying to start a new 2-Year iPhone Plan by Apple/AT&T for having no credit or do they just reject those with bad credit?