Windows Defender is still less than useless and so easy to defeat that even I smacked it about.I've used every sort of monetary transactions on Windows ever since internet banking became a thing. Only had a virus infestation once way, way back. Knew exactly how I got it, too.
"Mac is inherently more secure than Windows' hasn't been the case at least since MS started including Defender as part of OS. They neglected OS security for years and had a well deserved bad reputation, but they did catch up, a while ago.
In the meantime, Mac benefitted from less exposure, and the average user being less likely to download pirated games from questionable sites.
Still, Mac AppStore has been known to host malware infected apps.
Well, it seems the criminals are finally pivoting towards Mac platform in force. Was bound to happen, eventually.
Apple will also catch up... eventually. Until then, expect it to get bad.
Yes more malware is available for Mac now but still far less than Mac by an order of magnitude.
The amount of malware infected apps on Mac App Store is rare and pales into oblivion compared to Windows and the mess their security is.
I sued too use Windows all the time but got fed up of the hot mess it is and the fact MS seem to only care about money so will let anyone hack you if the cash is good enough.